Credit card & utility bill payments
Pay every bill. Earn rewards every time.
Pay your credit card bills, electricity, mobile, DTH, gas and more in one app — with no platform fees on credit card or UPI. Pay vendors too, and earn rewards on every payment.
- No platform fees on card & UPI
- Payments secured by Razorpay
- Earn rewards on every bill
Rewards are as per your bank/card benefits. T&C apply.
Your credit cards
3 cardsHDFC Millennia
Due in 3 days
Axis Rewards
Due 28 Feb
Total due
₹ 2,05,491
Pay your bills
No platform feesEarn rewards on vendor payments
Rewards as per your bank/card benefits*
Bank / card issuers
credit cards
*Rewards are offered by bank/card issuers. T&C Apply
- No platform fees on card & UPI
- Payments by Razorpay
- KYC by Signzy
- Instant & encrypted
Pay across every category
- Credit Card
- Electricity
- Mobile
- DTH
- Gas
- Water
- Broadband
- Rent
One app for all your bills — with rewards
Credit card bills, utility bills and vendor payments, all in one place.
Credit card bill payments
Pay all your credit card bills in one place, never miss a due date, and earn rewards on every payment.
Utility bills
Find all your bills in one app. No platform fees when paying with your credit card or UPI.
Rewards on every payment
Earn rewards on money you already spend — as per your bank and card benefits.
How it works
Pay any bill in a few taps
From your credit card bill to electricity and vendors — one simple flow for everything.
- 1
Pick a bill
Choose a credit card, biller or vendor and fetch the amount due.
- 2
Pay by card or UPI
Pay with your credit card or UPI — with no platform fees on bills.
- 3
Confirmed instantly
Your payment goes through in seconds, with a receipt you can share.
- 4
Earn rewards
Keep earning your card’s rewards on the spend. T&C apply.
Do more with RewardsPay
Everything you pay for, in one app
Credit card bills, utility bills, vendors and your wallet — built around the way you pay.
Your credit cards
3 cardsHDFC Millennia
Due in 3 days
Axis Rewards
Due 28 Feb
Total due
₹ 2,05,491
Credit card bills
Pay all your credit card bills in one place
Add every card, see what’s due across all of them, and pay on time — so you never miss a due date or pay a late fee.
- All your cards in one dashboard
- Reminders before every due date
- No platform fees on card or UPI
Pay your bills
No platform feesUtility bills
Find all your bills in one app
Electricity, mobile, DTH, gas, water, broadband and insurance — fetch the amount due and pay in seconds.
- No platform fees when paying with credit card or UPI
- Instant confirmation and receipts
- Pay by card, UPI, wallet or net banking
Pay vendor
GST verifiedSteelCo Supplies
HDFC •••• 4821
Amount
₹ 1,00,000
Vendor payments
Pay vendors & suppliers by card
Pay suppliers, rent and premiums by card. Your vendor receives a normal bank transfer — no app, no card machine.
- Settled straight to their bank account
- Bank account matched to their GST name
- Service charge shown before you pay
RewardsPay Wallet
₹ 0 balance
Wallet
Top up once, pay anything
Load your RewardsPay Wallet instantly with your card and pay bills or vendors from the balance whenever you like.
- Instant top-up with your credit card
- Pay bills and vendors from your wallet
- Low fees starting from 1.8%
Why RewardsPay
Every bill you pay can earn you rewards
The bills you already pay — credit cards, electricity, mobile, rent — usually earn you nothing. Pay them with your credit card on RewardsPay, fee-free, and the same spend earns your card’s miles, points and cashback.
- No platform fees on credit card or UPI bill payments
- Keep earning your card’s rewards on everyday bills
- All your cards, billers and vendors in one app
RewardsPay does not issue rewards. Miles, points and cashback are offered by your bank or card issuer and are subject to their terms.
Your credit cards
3 cardsHDFC Millennia
Due in 3 days
Axis Rewards
Due 28 Feb
Total due
₹ 2,05,491
Pay your bills
No platform feesEarn rewards on vendor payments
Rewards as per your bank/card benefits*
Bank / card issuers
credit cards
*Rewards are offered by bank/card issuers. T&C Apply
For everyone who pays bills
Individuals and businesses — pay your bills and your vendors in one app, and earn on every payment.
- Individuals & families
- Shop owners
- Businesses & traders
- Freelancers
Security
Your money and data, locked down
Payments and verification run on regulated, bank-grade infrastructure.
Bank-grade encryption
Every transaction and all your data is encrypted in transit and at rest.
Secured by Razorpay
Card payments run through Razorpay’s PCI-DSS compliant checkout.
Full KYC by Signzy
PAN/GSTIN, Aadhaar and selfie verification, powered by Signzy.
Your data stays yours
An MPIN guards sensitive actions and we never sell your information.
Pay your next bill and start earning
Download RewardsPay, add your cards and billers, and pay fee-free by card or UPI in minutes.
Frequently asked questions
What is RewardsPay?
RewardsPay is an app to pay all your bills in one place — credit card bills, electricity, mobile, DTH, gas, water, broadband and more — and to pay vendors. Pay by credit card or UPI, and earn rewards on the spend.
Which bills can I pay?
Your credit card bills (from any bank), and utility bills like electricity, mobile prepaid and postpaid, DTH, gas, water, broadband and insurance. You can also pay vendors, suppliers and rent.
Are there any platform fees?
There are no platform fees when you pay your bills with your credit card or UPI. Vendor payments may carry a small service charge, which is always shown before you confirm.
How do I earn rewards?
When you pay a bill with your credit card, you earn whatever miles, points or cashback your bank or card issuer already offers on that spend. RewardsPay simply lets you pay fee-free — it does not issue its own rewards. Your card issuer’s terms apply.
Can I pay my credit card bill with RewardsPay?
Yes. Add your credit cards, see what’s due across all of them in one dashboard, and pay your bills so you never miss a due date.
How do I pay a utility bill?
Pick the category (electricity, mobile, DTH, gas and so on), select your biller, fetch the amount due and pay by credit card, UPI, wallet or net banking. You get instant confirmation and a receipt.
Is it safe to pay through RewardsPay?
Card payments are processed through Razorpay’s PCI-DSS compliant checkout, KYC is handled by Signzy, and sensitive actions are protected by a personal MPIN. Your data and payment details are encrypted.
What is the RewardsPay Wallet?
The wallet lets you top up instantly with your credit card and pay bills or vendors from your balance, with low fees starting from 1.8%. Every top-up and payment appears in your transaction history.
Can I pay my vendors and suppliers?
Yes. Pay vendors, suppliers and rent by credit card — they receive a normal bank transfer, with the account matched to their GST details before the payout.
Do I need to complete KYC?
A quick KYC — PAN/GSTIN, Aadhaar and a selfie, verified via Signzy — unlocks your wallet and payments. If you’re already KYC-verified on GimBooks Pay, RewardsPay recognises it and you skip the steps.
Is RewardsPay available on iPhone?
RewardsPay launches on Android first. An iOS version is planned for a later release.